Privacy Policy

1. Introduction

JetzLoan LLC ("JetzLoan," "we," "us," or "our") operates JetzLoan.com (the "Site") as a loan connection service. We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site or submit a loan request.

This policy applies to all users of the Site, including residents of California and other states with specific privacy laws. If you do not agree with the terms of this Privacy Policy, please do not access the Site or submit any personal information.

2. Information We Collect

2.1 Information You Provide Directly

When you submit a loan request through our Site, we may collect the following categories of personal information:

• Full name, date of birth, and government-issued ID details
• Contact information: email address, phone number, mailing address
• Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN)
• Financial information: income, employment status, employer name, monthly expenses
• Banking information: bank account details for potential fund disbursement
• Loan request details: requested loan amount and stated purpose
• Credit-related information and history (provided by you or obtained with your consent)

2.2 Information Collected Automatically

When you visit the Site, we may automatically collect certain technical information, including:

• IP address and approximate geographic location
• Browser type, version, and operating system
• Pages viewed, time spent on pages, and referring URLs
• Device identifiers and mobile network information
• Cookie data and similar tracking technologies (see Section 6)

2.3 Information from Third Parties

We may receive information about you from third parties such as credit bureaus, data brokers, identity verification services, or our lending and marketing partners to verify the accuracy of your submissions or to supplement your profile.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To process and transmit your loan request to our network of lending partners
• To verify your identity and prevent fraud
• To communicate with you regarding your loan request status
• To match you with lenders or financial service providers whose products may suit your needs
• To send you marketing communications if you have opted in (you may opt out at any time)
• To improve the Site, our services, and user experience
• To comply with applicable laws, regulations, and legal obligations
• To enforce our Terms of Use and other agreements

4. Sharing of Your Information

JetzLoan is a loan connection service. When you submit a request through our Site, your personal and financial information will be shared with third parties, including:

• Lending Partners: Banks, credit unions, online lenders, and other financial institutions in our network who may make credit decisions based on your information.
• Marketing Partners: Companies that offer financial products or services that may be relevant to you.
• Service Providers: Third-party vendors who assist us in operating the Site, processing data, sending communications, or performing business functions on our behalf.
• Credit Reporting Agencies: TransUnion, Experian, Equifax, or other consumer reporting agencies to verify creditworthiness.
• Legal or Regulatory Authorities: When required by law, subpoena, court order, or to protect our legal rights.

We do not sell your personal information to unaffiliated third parties for their own direct marketing purposes without your explicit consent, except as disclosed in this policy.

5. Your Choices and Rights

5.1 Opt-Out of Marketing

You may opt out of receiving marketing emails at any time by clicking the "unsubscribe" link in any email we send, or by contacting us at [email protected].

5.2 California Residents — CCPA Rights

If you are a California resident, the California Consumer Privacy Act (CCPA) grants you the following rights:

• Right to Know: You may request disclosure of the categories and specific pieces of personal information we have collected about you.
• Right to Delete: You may request deletion of your personal information, subject to certain exceptions.
• Right to Opt-Out: You may opt out of the sale of your personal information by contacting us. Note that sharing data with lending partners for loan processing may constitute a "sale" under California law.
• Right to Non-Discrimination: We will not discriminate against you for exercising any CCPA right.

To exercise your California rights, contact us at [email protected] or write to us at our address below. We will respond within 45 days.

5.3 Other State Privacy Rights

Residents of Virginia, Colorado, Connecticut, and other states with comprehensive privacy laws may have similar rights. Please contact us to learn more about your rights under applicable state law.

6. Cookies and Tracking Technologies

We use cookies, web beacons, pixels, and similar tracking technologies to enhance your experience on the Site, analyze usage, and serve relevant advertising. Types of cookies we use include:

• Essential Cookies: Required for the Site to function properly.
• Analytics Cookies: Help us understand how users interact with the Site (e.g., Google Analytics).
• Marketing Cookies: Used to deliver relevant advertisements and track campaign performance.

You may control cookie preferences through your browser settings. However, disabling certain cookies may affect Site functionality. For more details, see our Cookie Policy.

7. Data Security

We implement industry-standard technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These include SSL/TLS encryption, secure servers, and access controls. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, resolve disputes, and enforce agreements. Once your information is no longer needed, we will securely delete or anonymize it.

9. Children's Privacy

Our Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a child under 18, please contact us immediately and we will take steps to delete it.

10. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before submitting any personal information.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised policy.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

• Support Email: [email protected]
• Privacy Email: [email protected]
• Mailing Address: JetzLoan LLC, Attn: Privacy Officer, 30 N Gould St, Suite 5000, Sheridan, WY 82801, United States